Garmin Discount - Home Insurance AND Auto Insurance

BIG NEWS: Farmers Insurance has very recently partnered with Garmin to be able to provide ALL Garmin employees with discounted home insurance and auto insurance. Farmers Insurance has already partnered with many other local employers to be able to extend this discount and Garmin is the newest addition to the list.

If you are already with Farmers, call your Agent and make sure you are getting one of Farmers' occupational discounts, if not, tell them to add the Garmin discount!

If you are not currently with Farmers, call The Wertzberger Agency at 913-383-3276 and have a proposal put together.

The Garmin discount is the same discount that Farmers Agents get!

Preparing for Vacation Advice

With the school year coming to a close, the time of year of family vacations approaches. Typical vacation planning involves selecting the right hotel, making flight arrangements, and purchasing tickets for events and attractions. While the dizzying array of vacation options can keep you focused on your trip, it's also important to prepare your home for your time away. Before heading off to your destination, you want to make sure everything will run smoothly in your absence so you can really leave home behind while you're relaxing and rejuvenating. Keep your family, friends, and coworkers at bay during your trip by including advance planning on your to-do list, before your vacation has begun. Below is a list of helpful advice.

• Make arrangements for pets, plants and mail. If you are leaving pets at your house to be tended to, have your pet sitter water the plants and pick up the mail. You can also use Aqua Globes or other types of devices that will water your plants in your absence. If you won't have anyone tending to the house, contact the US Postal service to arrange to have your mail held until your return.
• Tie up loose ends at work. set up an away message for your e-mail and voice mail, giving your return date and the names and numbers of coworkers who can be contacted in your absence.
• Send out an itinerary and instructions for reaching you. Let a family member, trusted neighbor or friend know where you will be at all times. Give them flight numbers, hotel names and addresses and a rough schedule of your activities. Arrange for a way for them to reach you in the event of an emergency. Make sure they have the phone numbers for the places you're staying as a backup to your cell phone number. If you will be hiking or camping, schedule regular check-in times for calling your family.
• Set up payment for bills that are due while you're away. The last thing you want to come home to is a disconnection notice or unexpected late fee. Most bills can be scheduled online for payment on the appropriate day. If you cannot schedule bill payment for while you're gone, pay the bill early.
• Clean out the refrigerator. Toss out leftovers as well as any items that will expire before you return. Limit your grocery shopping in the weeks leading up to your vacation to the bare essentials. Keep the ingredients for at least one or two meals in the freezer so you won't have to go on a last minute shopping trip as soon as you get home.
• Empty the trash cans in the house and arrange for your trash and/or recycle cans to be set out for collection and then returned to their normal storage place.
• Set timers on three or four lights throughout the house and set them to go off at various intervals. This will help the house looked lived in while you're away. It is a good idea to have timers running even when you are home, and then no one knows if you are really there or not. Putting extra timers on your TV or radio as well will also help create the illusion someone is home.
• You should also arrange for a friend or neighbor to mow the lawn if you will be gone for an extended period of time, as an unkempt yard is a big indicator for burglars that a house may be unattended.
• Inform your neighbors of the exact dates you will be gone on vacation. Ask them to watch for suspicious activity around your home.
• Leave a key to your front door and emergency numbers for your vacation destination with a trusted neighbor or friend who is willing to watch your home and enter if needed.
• Keep the air conditioner on, but adjust the thermostat. This will save energy by not running as often. Without air, mold and mildew will grow, not to mention your favorite candles may melt!
• Mute the ringer on the phone so unanswered calls go unnoticed to others. If you have an answering machine, shut off the volume so no one can hear a caller leaving a message.
• Lock the garage door. If the door has an automatic opening device, unplug it. Also lock all gates and doors on your property. Having an uninvited visitor in your yard can lead to numerous problems.
• To conserve water and prevent flooding, make sure all faucets inside and outside the home are turned off and no water is dripping.
• Place any valuables in a locked safe or safety deposit box.
• Make someone aware of any life insurance that is in force. For options on life insurance, please feel free to contact The Wertzberger Agency at 913-383-3276.
• If possible, leave a car in your driveway, or ask a neighbor to park there on occasion.
• Do NOT post about your upcoming vacation on Facebook, Twitter, or any other social media site. This can be an invitation for trouble. By giving the countdown to your vacation or posting pictures from your vacation, you have just told the world, no matter your security settings, you are not home and to just help themselves.

By preparing for your vacation properly, you can more fully relax while you are away from home.

Are you meeting with your Insurance Agent annually?

Did you know you should have a meeting with your Insurance Agent at least once a year? Most people don’t and they never give it a second thought.

What can change in a year and what does that have to do with my insurance? If you have been watching TV at all lately you have seen those commercials about “do-it-yourself” tax programs, one in particular shows just how much your life can change during the year and lets you know these things can affect your taxes. Well those exact same things can affect your insurance. So take a minute to think what did I do this year. Did you get married? Have a baby? Go back to School or finally get that degree you’ve been working on? Have you changed jobs? Did you move or even change any contact information?

These kinds of things are important to update. Your doctor’s office makes you update your information every year so why not your Insurance Agency too. Having the correct information for you means we can work better so that your needs are met. If you forgot to pay your bill and I don’t have a phone number or email address how can I remind you? Sure we could mail you a reminder but who reads all that junk mail anyway?


If you haven’t seen  or heard from your Insurance Agent since you wrote your policy you’re not being taken care of. Every time something in your life changes it can affect your policies. If you add-on a new room to your house you want that new room to have coverage. If you get a new car you should let your Agent know.

Those are the obvious ones but have you thought to check to make sure your brother would be covered to borrow your car? Believe it or not, some companies don’t offer coverage to a driver not listed on the policy. How do you know if your policy is one that does? You ask of course! And what better time to ask than at your annual review?


Here at The Wertzberger Agency we take the time to do reviews with our clients at least once a year. Our clients are always welcome to call at any time with changes or questions and those are the things that make us stand out in a crowd.

We will take the time to look for additional discounts you may now qualify for while your here. At the same time, we want to make sure you have ample coverage for your assets. Can you see the importance of a review with your insurance agent yet?

Client Sales Representative - Overland Park, KS

Get to know the Agency staff

Zach is the most recent addition to The Wertzberger Agency at this time. Zach is taking on the full-time role of Client Sales Representative (CSR). Zach is the backbone of the Agency. He walks new clients through the process of becoming part of the Agency and handles all policy servicing questions or concerns; whether it would be adding a car or a new driver to making changes to a billing account.Zach also assists clients through the process of filing a claim, making sure clients are always fully satisfied. Zach is fully licensed and is always happy to help with any policy or billing questions. In short, if you need anything, Zach is likely the person who can help. If not, he will make sure you speak to whoever would be needed; whether it would be related to home insurance, auto insurance, business insurance, and life insurance.

Zach grew up in Pittsburg, KS but relocated to the Kansas City area where he attended Gardner-Edgerton High School. After high school he moved to Los Angeles, CA to attend the Baron/Brown Acting Studio and is currently attending Johnson County Community College. Zach fills his time with family, friends, and sports. He is an avid football fan and attends Kansas City Chiefs games on a regular basis with family and friends.

Zach comes from a large family on both his Mother and Father’s side. He grew up around his first, second, and third cousins, great aunts and uncles, great grandparents and his three younger sisters. Christmas and Thanksgiving are his favorite times of year as that's when the house is full of energy.

 

 The Agency is extremely lucky to have Angela as part of the team!

 

 

    

Town and Country Heating and Cooling - Kansas & Missouri

At The Wertzberger Agency we want to surround ourselves with other great professionals in the area. We want to make sure that we are armed with someone to refer to our clients in the event that there is a need.

A great local vender that has proved themselves to be dependable and well priced is Town and Country Heating and Cooling at 913-649-8696 or www.townandcountrypros.com


There are many reasons why we chose to refer Town and Country as well as do business with them personally including;

• They are easy to do business with, and they have your best interests in mind. That means they work within your budget, communicate transparently, and don’t try to upsell you on things you don’t need. As a bonus, they are a fun group of people you’ll enjoy getting to know!
• Their technicians arrive on time and are quick to restore your comfort. When your HVAC system is malfunctioning, time is of the essence. They know you’re busy, so they arrive promptly and get the job done fast. If for some reason they are delayed, they contact you immediately with an updated schedule.
• Their technicians are uniformed, and their vehicles are meticulously maintained. No sloppy contractors hanging around your property, and no eyesores sitting in your driveway.
• They care about the environment. Choosing energy-efficient products and going paperless whenever possible, they work diligently to reduce their eco-impact.
• They are true professionals. Treating your home or business as if it was their own, they perform all repairs, installation and service with respect to your property and family. And, they always clean up after ourselves.
• They install high-quality equipment from HVAC industry leaders. Recommended brands deliver energy efficient performance and come with comprehensive warranties—so you’ll enjoy years of worry-free comfort.
• They guarantee your satisfaction. If you are unhappy with any of their products or services, they will make it right. That’s a promise, and it’s the reason so many of their first-time customers become repeat customers.

The Wertzberger Agency and Pie Five Pizza Join Forces!

The Wertzberger Agency and Pie Five Pizza Co. have joined forces in an effort to welcome new residents to the Overland Park, KS and surrounding areas!

Currently, The Wertzberger Agency has been authorized to send a coupon for a FREE PIE from Pie Five simply by reviewing an option for your new Renters Insurance or Home Insurance that all new residents need!

We love insurance, but we know that everyone doesn't live and breath it as much as us...but who doesn't love PIZZA?!

At Pie Five, they create custom, personal pizzas with quality ingredients in only five minutes (Pie Five, get it?). Tell them your favorite crust, sauce, and toppings, and they'll create and bake it in under five minutes for one price. Crazy, right? All you have to do is enjoy it.

For your FREE pizza and proposal for renters insurance or home insurance, call The Wertzberger Agency at 913-383-3276

Renters Insurance - Overland Park, KS - Personal Property Coverage

Renters Insurance is commonly referred to as a "contents policy". Although renters insurance provides other types of coverage within the policy (ie; personal liability, loss of use, guest medical), one of the main aspects is coverage for the policy holder's contents in the event of a fire, theft, or other type of covered loss.

If one were to not have renters insurance and there would be an event that caused the damage or loss of one's personal property, the effects would be devastating! Renters Insurance can be THE saving grace to assist in replacing one's personal property if ever damaged, destroyed, or stolen.

If you think it can't happen to you, you're wrong.

A fire can happen in the "good" part of town just as easy as the "bad". Examples of just some local apartment fires are below. This IS meant to scare you. Renters insurance is normally around $20/month. For the peace of mind that it offers, it is well worth it!

• North Kansas City, MO - 3/23/2009 - Eight families homeless after apartment fire
• Blue Springs, MO - 7/4/2012 - Fire destroys more than 24 apartments
• Mission, KS - 3/5/2013 - 8 units destroyed after blaze
• Overland Park, KS - 11/28/2010 - Fire forces 16 units to evacuate
• Overland Park, KS - 6/10/2012 - Overland Park firefighters put out blaze at apartment complex
• Overland Park, KS - 7/1/2012 - 8 apartments destroyed in fire
• Shawnee, KS - 1/3/2011 - Shawnee apartment fire displaces 15 people
• Shawnee, KS - 2/17/2012 - 2 die in Shawnee apartment fire
• Shawnee, KS - 2/23/2012 - 3 alarm fire destroys Shawnee apartment building
• North Kansas City, MO - 8/5/2010 - Cigarette blamed for fire that damaged several apartments
• Overland Park, KS - 8/8/2011 - 2 alarm fire damages Overland Park complex
• Kansas City, MO - 9/29/2009 - Fire brakes out in apartment building
• Overland Park, KS - 11/11/2012 - Overland Park firefighters battle 2 alarm fire at apartments

To review a renters insurance option with The Wertzberger Agency, please contact us at 913-383-3276.