Online Reviews

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If you answered yes to any of the above questions, you need to leave that local business a review on an online website, detailing your experience and thoughts of the establishment. Local reviews can greatly help a local business attract new customers as people want to know what they can expect when they would come to a business for services needed. They can also help that local business improve their SEO (Search Engine Optimization). With good SEO, that local business is more easily "found" online when people are searching for services needed.

Leaving a local review is easy! Simply go to a search engine like Google, Yelp, or Yahoo. Then, type the name of the business and the zip code of where they are located. There will then likely appear a link to visit their respective site within that search engine. Once there, there should be a link directing you to "leave a review". Through your review, you can detail your experience and thoughts of the business. You can also note whether or not you would recommend then to others needing their services offered as well as give them a rating (usually 1 - 5 stars).

To reach Farmers Insurance - The Wertzberger Agency's online search sites on Google and Yelp, click the links below. Once there, click to "write a review"! Your reviews are one of the best ways you can show your appreciation of The Wertzberger Agency!

LINKS:

Google+ Page

Yelp Page

Farmers Insurance Brand Ambassador Stops in Sea Bright, N.J.

PGA TOUR player and Farmers Insurance brand ambassador, Rickie Fowler stopped in Sea Bright, New Jersey, on August 19 to help rebuild a home devastated by Superstorm Sandy in October 2012. Working alongside Farmers agents and employee volunteers, Fowler helped install flooring and trim bringing the owner Erik Lovgren one step closer to returning home. Following the rebuilding, Fowler headed across the street to the Sea Bright public beach where he demonstrated his golf skills for more than 150 kids from local chapters of The First Tee and members of the community.

“The recovery effort in Sea Bright and surrounding communities by Farmers and Sea Bright Rising is incredible, and I’m lucky to have the opportunity to help,” said Fowler.

Farmers has a history of being the first on scene to help in the immediate aftermath of natural disasters. Farmers has partnered with Sea Bright Rising, a local nonprofit, to help rebuild more than 100 homes on the Jersey Shore by the end of 2014.


The video below highlights Fowler and Farmers’ day in Sea Bright. Click HERE

What if you didn’t know what Boomer knows?

If you were suddenly removed from the picture, what would happen to those you love? Think about it … would they suffer financially? Boomer knows.

Boomer Esiason is a husband, a dad and a record-setting NFL quarterback. These days he’s a popular radio and TV broadcaster. He’s also a spokesperson for Life Insurance Awareness Month — his hope is that others will learn from his personal story and get the life insurance protection they need.

Boomer was seven when his mother died with no life insurance. His father coped with his own grief and the constant struggle to keep finances, work, home and his kids in balance. “I was handed a life lesson early,” says Boomer. “It wasn’t the easiest life — my dad sacrificed a lot.”

Boomer went behind the counter in “Undercover: Boomer the Barista,” to show that you just never know what’s going to happen next. After all, would you expect to have your morning espresso served up by a sports hero?

Does anyone depend on you for support?
Whether you’re single, starting a family, have kids already in school, are preparing for retirement or already retired, life insurance should be part of your overall financial plan. Helping your family avoid financial hardship in the event of your passing is one of the most important reasons to own life insurance. And if you own a small business, you have business insurance needs as well.
Now is the time to act: You can help ensure that your family does not endure unnecessary financial hardship. I am here to help and so is Farmers Life^®.
Life insurance can be life changing for those you love. It can help them:

• Pay the mortgage
• Maintain their current standard of living
• Fund your children’s college education
• Pay for final expenses

Life insurance is one of the greatest gifts you can give to those you love. Boomer knows.

Did you know your business vehicles need different coverage?

If you’re a small-business owner you know that your company vehicles provide not only transportation but also a consistently professional image and mobile marketing. But do you know that they also require a commercial insurance policy? It’s true: personal auto policies typically exclude coverage for vehicles used in your business. If you use vehicles to transport your employees, equipment or products, you probably need commercial coverage.

Farmers offers flexible coverage options that reflect the characteristics of your business and typically include:

• Bodily Injury: Covers bodily injuries (or death) to another for which you are legally responsible.
• Property Damage: Covers damages to someone else’s property for which you are legally responsible.
• Collision: Covers your vehicle when your car hits, or is hit by, another vehicle.
• Comprehensive: Covers your vehicle for losses resulting from incidents other than collision.
• Uninsured/Underinsured motorists: Covers you for bodily injuries, damages, or death caused by an at-fault uninsured or underinsured driver.
• Medical Payments: Covers medical expenses incurred by you and your passengers injured in an accident.

Avoid, reduce and mitigate potential claims
Whether you manage a few pickups or a full fleet of box trucks, you owe it to yourself and your business to learn as much as you can about our comprehensive commercial auto policy provisions. Farmers has a staff of highly trained loss prevention experts who can guide you through safety programs and provide supporting materials designed to help educate your employees. Let’s get together soon to review your coverage.

Your own stretch of ‘highway’

Whether your driveway is brick pavers, a long stretch of gravel or dirt, your driveway is your responsibility — make sure it’s properly maintained so it won’t become a hazard.

Driveways need regular maintenance to stay in proper condition, as uneven pavers, cracks or potholes are common problems. Not only unsightly, they can be hard on your vehicle and, more importantly, present a tripping hazard. If someone trips and falls on your property you could be held legally responsible for their injuries.

What would you do if you were held liable for a mishap that occurred on your property and caused damage or injuries beyond the limits of your policy? Worse yet, what if you were named as the defendant in a lawsuit because of damages or injuries that occurred on your property? While we don’t expect the unthinkable to happen, sometimes it does. Although there’s no way to completely avoid the possibility of being sued, there is a way to help reduce the potential impact of a devastating lawsuit: Personal Umbrella Liability coverage.

Why you need umbrella coverage
Farmers Personal Umbrella Liability insurance supplements the liability coverage you already have with your homeowners or auto insurance and provides an extra layer of protection through increased or excess coverage limits. The umbrella policy kicks in when you reach the limit on your underlying liability coverage. Most importantly, the cost of your legal defense is provided for a covered loss.


Plan for the unexpected
Protect what you have worked to achieve, and your future — you never know when the unexpected may occur. Make sure you’re prepared, and don’t forget your umbrella. Call me for more information.

Your part-time residence needs full-time coverage

Summer is winding down, and many schools are back in session. If you own a second home, you may be getting ready to close it up for the season. Perhaps you’ve decided to rent it out to generate additional income. In any event, your part-time residence should have full-time insurance coverage.

The difference between a primary and vacation home
Many insurers look at seasonal or vacation homes differently than a primary residence. Seasonal homes are often unoccupied for extended periods of time, which can make them a target for thieves or vandals, which can result in a greater risk of damage and loss. This may make your second home more difficult to insure. That’s where I can help. Farmers covers a range of homes, including seasonal/secondary, as well as properties in rural areas, and homes that other carriers reject due to age, condition, value or other considerations. In certain states, Farmers doesn’t even require that your primary residence be insured with us to insure your seasonal or secondary home.

Are you a landlord?
A growing number of homeowners are becoming landlords, whether they relocate for a job, are waiting for market values to increase further before selling or purchase a second home as an investment to rent. Whatever the situation, the type of insurance you need is not the same as your primary residence.
Your property changes classification when you rent it — it becomes a place of business — and typically its insurance requirements change. Your standard homeowners policy may no longer offer appropriate coverage: you would need a landlord insurance policy to help protect you if anyone is hurt on the property.


Call me
Farmers offers property, liability and important optional coverage that lets you customize your policy. You can choose from flexible payment plans and pay online, by mail or Electronic Funds Transfer (EFT). Learn all you can about insurance because the more you know the better you can prepare for the future. Start now: let’s get together so you can be sure you have the coverage you want on your second home.

The Power of a Thank You

When we sat down with our NASCAR driver, Kasey Kahne, prior to the start of the season, we told him about Thank A Million Teachers and our mission — not only to thank one million teachers, but also give $1 million in educational funding. His immediate response was “That’s really cool. I remember a lot of my teachers who had a positive influence on my life and helped me get to where I am today.” That was all we needed to hear from Kasey. From there, we set plans in place — to change our blue Farmers car to a black chalkboard style theme honoring our nation’s educators, who, like our agents, believe in protecting dreams and helping people plan for the future. But we, along with Kasey, wanted to do more than just place a new logo on the car. In March, Kasey flew back to his hometown, Enumclaw, Wash., to personally thank the teachers at his elementary school and share with the students the importance of education and the influential role teachers play in all our lives. Even better, Kasey surprised his former principal, Jake Thomas, and Jake’s daughter, a deserving teacher at the school, with a trip to see him race in May. As it was important to leave the school better than we arrived, Farmers made a donation for a very much desired reading garden. Watch a recap of Kasey’s visit to his school at ThankAMillionTeachers.com. As May is National Teacher Appreciation Month, we sent Kasey on a Thank A Million Teachers tour with school visits in Birmingham, Kansas City and Charlotte. Each time, we surprised a deserving teacher with a VIP race experience and helped the school with some much needed funding. Our last visit in North Carolina was extra special. We honored a civilian teacher in the National Guard — a perfect tie of educational and military support as we headed into the Memorial Day weekend. You could feel the excitement in every school of having a famous NASCAR driver come to visit. Students decorated the hallways, welcoming Kasey and Farmers. And the cheers were deafening as Kasey made his way onto the stage. But while everyone was fixated on listening and watching Kasey tell stories about his memories of school and his current day job of racing fast cars on the track, I chose to look around the gymnasiums. No matter which school we visited, I saw the same thing — a sea of smiles. Teaching is an under-appreciated, under-paid job, that requires patience, dedication and commitment. From visiting these schools and talking with teachers, it is clear that every teacher gains personal satisfaction knowing they’re helping to shape and mold the lives of their students. As one educator said, “Seeing the students blossom is the most rewarding part of my job.” So when I looked around and saw all those teachers with huge smiles, I then realized the true power of a “thank you.” It’s such a simple gesture, but too often goes unsaid. In our fast-paced world where we are consumed with technology, what would happen if we just stopped ... and said “thank you”? And with that, it’s only fitting to end in that fashion. Thank you Kasey for embracing our mission to thank one million teachers. Thank you to everyone who has joined us in thanking more than 600,000 thus far on ThankAMillionTeachers.com. And most importantly, thank you to all the teachers. I admire you all for what you do and how much you give to our children and the future of our nation. Leslie Withoft Director of Sponsorships Farmers Insurance