When you’re out on the lake on a sunny, summer day, the last thing on your mind may be safety. It should be though, as a seemingly perfect day can turn tragic in an instant. There are steps that can be taken to lessen the chances of an accident occurring as a boat operator or passenger.
Take a boating safety course
The first thing you should do is to understand the requirements and regulations of operating a boat. Boating safety courses are offered for all types of recreational boaters of all ages. Qualified volunteer organizations, such as the U.S. Coast Guard Auxiliary, U.S. Power Squadron and others sponsor courses, and many state boating agencies also provide classes.1 An added benefit is that taking a certified safety boating course may qualify you for lower insurance rates.
Perform a vessel check
The goal of a vessel check is to make boating safe for you and any passengers by educating boaters on proper safety and preparation. For personal pleasure crafts, both the U.S. Coast Guard Auxiliary and the United States Power Squadrons have certified vessel examiners who will perform a free Vessel Safety Check (VSC) at your boat, at a convenient time.2There is no charge for the check, and no consequences if your vessel does not pass. You can request a vessel check here to get started.
Make sure all passengers have life jackets
To meet U.S. Coast Guard requirements, a boat must have a U.S. Coast Guard Approved life jacket for each person aboard.3Make sure children have life jackets that fit them correctly — adult-sized life jackets will not work for children. Any pets that travel onboard should have life jackets too. Life jackets should be tested for wear and buoyancy at least once each year. Any waterlogged, old/faded or leaky jackets should be discarded.4
Do not drive while impaired
The importance of this cannot be overstated: the use of alcohol is involved in about a third of all recreational boating fatalities.5 The same rules apply on the water as they do for operating a vehicle under the influence of drugs or alcohol, and it is illegal to operate a boat while under the influence of alcohol or drugs in every state. Do not operate a boat under the influence of any substance.
Stay safe and have fun
Recreational boating accidents often increase as the temperature rises. Every year, hundreds of lives are lost, thousands are injured and millions in property damage occurs due to negligence. These accidents are preventable through proper vessel maintenance and following boating training and safety procedures. By performing the necessary safety checks, staying sober and playing it safe, everyone can enjoy a relaxing time out on the water.
With numerous choices and options, Farmers offers a variety of industry-leading Boat insurance packages so you can select the Marine Choice boat insurance package you want. Contact me today to get started.
To discuss how to insure your boat with Farmers, please contact Farmers Insurance - The Wertzberger Agency at 913-33-3276 or email us HERE
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