Joplin Tornado - May 22, 2011

May 22, 2011 is a day that will forever change how anyone in the Mid West views insurance. May 22, 2011, was a day that gave us all visibility to how bad things can get and why we carry insurance.

May 22, 2011 brought the 2011 Joplin Tornado; an EF5 vortex that reached a maximum width of nearly 1 mile during its path through the southern part of the city.  

Today is a day that we remember May 22, 2011 and the effect it had on Joplin, MO; the many lives lost, the homes and businesses destroyed, and the thousands it effected.

We constantly use what happened in Joplin, MO as an example of catastrophes that can occur that can expose gaps in the home insurance that is available from other carriers.


Many families in Joplin were effected by their policies not having full replacement coverage, not having sufficient loss of use coverage, not having sufficient personal property coverage, not having building ordinance coverage, or just the carriers themselves being too slow to respond and causing the effected to live homeless and wait for assistance from their insurance carrier.

We realize pricing is important with the home insurance we all carry. We do our absolute best to make sure that the policies we provide to our clients are at the best possible price point, but not at the sacrifice of coverage that can prove to be extremely important in times similar to May 22, 2011.

It is reasons like this that it is so important to educate one's self about the policy carried on their home.

What does it cover? 

What does it NOT cover?

Having an Agent you can trust allows one to be confident that the answers to these questions don't come as a surprise when it comes time to file a claim. If Farmers Insurance - The Wertzberger Agency can ever be that Agent for you, please don't hesitate to reach out to us at 913-383-3276. You can read reviews of the Agency from other clients HERE.