Wednesday, January 7, 2015

Don't forget about Long Term Care Insurance

Just a reminder that this is a good time to talk to family about their plans for long term care someday – and if they say you will do it –that is just not what truly happens in care giving – sure we kids do the best we can but at the end of the day we have our own families and careers to handle.  And the costs of care can be staggering – not just today but later on in life.  Here is an interactive “Cost of Care” map that tells you the AVERAGE costs today and when you look down below tomorrow too as inflation is not our friend – especially for you younger folks!



Also many are not aware that 70% of us – that is two out of every three- end up needing care that averages about three years or so …. And that the longer you put this decision off the more you pay in premium as well as health is a concern as the carriers are very picky about medical underwriting.

A great resource for Long Term Care is Janine Tate. Her information is below:


Janine Tate
Specialist in Long Term Care Insurance Solutions
Business: 913/660-0488
Mobile: 913/579-7383
Fax: 1-855-722-0155


For other helpful insurance information, contact Farmers Insurance - The Wertzberger Agency

1 comment:

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