Prepare today for your family’s tomorrow

Life insurance is often an essential component of a sound financial plan. However, if you’re not in perfect health, or if you’ve been turned down for life insurance before, it’s not always easy to get. Yet you want to plan ahead to take care of your obligations — you don’t want to burden your family, the ones you care most about.

Farmers Life^® wants to help. If you think you’re stuck without options, consider this: You may qualify for up to $20,000 of permanent whole life insurance¹ with no medical exam² — answer only three simple health questions. Here are three important features of this life insurance:

• You don’t have to be in perfect health — If you’re between ages 45 and 80 and still living independently you may qualify.
• Your policy builds cash value — You may be able to borrow against your policy to cover unexpected expenses.
• Your rate will never increase — Regardless of your age or health, your premium will never go up.

With the average cost of a funeral³ now more than $7000,⁴ this coverage may be an appropriate way to help you prepare for your family’s tomorrow. Call Farmers Insurance - The Wertzberger Agency at 913-383-3276 to learn more so you can be sure you have the coverage you want. The more you know about life insurance the better you can plan for the future. Learn more, plan better.

¹ Farmers Graded Death Benefit Whole Life Insurance policy. Limited death benefit during the first two policy years. Policy form numbers ICC11-2011-123 or applicable state variation.

² Issuance of a policy may depend on answers to questions set forth in the application.

³ This life insurance does not specifically cover funeral goods or services, and may not cover the entire cost of your funeral at the time of your death. The beneficiary may use the proceeds for any purpose unless otherwise directed.

⁴ http://nfda.org/news-a-events/all-press-releases/3719-nfda-releases-results-of-member-general-price-list-survey.html

Life insurance issued by Farmers New World Life Insurance Company, 3003 77th Ave. SE, Mercer Island, WA 98040. Products and features may not be available in all states and may vary by state.